Amasebe afanelekileyo oshishino kunye nolwazi, amasebe ezezimali (i-bureaus), i-inshurensi elawula i-inshorensi yamaphondo, imimandla ezimeleyo, oomasipala ngokuthe ngqo phantsi koRhulumente oMbindi kunye nezixeko ezinezicwangciso ezahlukeneyo, kunye namashishini aphakathi afanelekileyo:
Ukuze kuphunyezwe ukusasazwa ngokubanzi kweQela eliKhokelayo loPhuhliso lweZixhobo eziNtsha zeSizwe kunye nemisebenzi ephambili ecetywayo yiSikhokelo soPhuhliso lweZixhobo eziNtsha, kunye nokukhuthaza ukuphunyezwa kwe-China Manufacturing 2025, iSebe lezoShishino kunye neTekhnoloji yoLwazi, iSebe lezeMali. , kunye neKomishoni yoLawulo lwe-Inshurensi yaseChina (emva koku ekubhekiselwa kuyo njengamasebe amathathu) yagqiba ekubeni iseke entsha Ibhetshi yokuqala yemathiriyeli isetyenziswa ngendlela yembuyekezo ye-inshurensi (emva koku. ekubhekiselwa kuyo njengebhetshi yokuqala ye-inshurensi yezixhobo ezitsha) kunye nomsebenzi wokulinga uyenziwa. Imiba echaphazelekayo yaziswa ngolu hlobo lulandelayo:
Okokuqala, qonda ngokupheleleyo ukubaluleka kokuseka ibhetshi yokuqala yendlela ye-inshurensi yezinto ezintsha
Izixhobo ezitsha ziyinkxaso kunye nesiseko semveliso ephezulu. Ukusebenza kwayo, iteknoloji kunye nenkqubo ichaphazela ngokuthe ngqo umgangatho wemveliso kunye nokhuseleko lwemveliso kwiinkalo ezisezantsi ezifana nolwazi lwe-elektroniki kunye nezixhobo eziphezulu. Kwinqanaba lokuqala lezinto ezitsha ezingena kwimarike, kuyimfuneko ukuhamba ngokuvavanywa kwesicelo sexesha elide kunye nesixa esikhulu sotyalo-mali. Abasebenzisi abaphantsi komlambo banemingcipheko ethile yokuqala yokusetyenziswa, okukhokelela ngokunyanisekileyo "ukusetyenziswa kwezinto eziphathekayo akulungile, izinto azisetyenziswanga", kwaye ukuveliswa kunye nokusetyenziswa kungaphandle kunye nokutsha. Iingxaki ezifana nokukhuthazwa kwemveliso kunye nobunzima besicelo.
Ukuseka ibhetshi yokuqala ye-inshurensi yezinto ezintsha, ukuthobela umgaqo "wesikhokelo sikarhulumente, ukusebenza kweemarike", kujoliswe ekusebenziseni iindlela ezisekelwe kwiimarike ukwenza amalungiselelo amaziko okusetyenziswa kolawulo lomngcipheko kunye nokwabelana ngezinto ezintsha, kunye nokuqhawula. Ingxaki yokuqala yemarike yokusetyenziswa kwezinto ezintsha. Ukuqalisa kunye nokukhulula imfuno esebenzayo yeemveliso zemathiriyeli emitsha kushishino olusezantsi kubaluleke kakhulu ukukhawulezisa inguqu kunye nokusetyenziswa kweziphumo ezintsha zezinto ezintsha, ukukhuthaza uhlaziyo lolwakhiwo kwicala lonikezelo lweshishini lezinto zemveli, kunye nokuphucula inqanaba lophuhliso lilonke. yoshishino lwemathiriyeli entsha yaseTshayina.
Okwesibini, umxholo ophambili webhetshi yokuqala ye-inshurensi yezixhobo ezintsha
(1) Izinto zokulinga kunye nomda
UMphathiswa wezoShishino kunye neTekhnoloji yoLwazi uququzelele imathiriyeli entsha ye-China Manufacturing 2025 kunye nemikhosi kunye nabahlali, kwaye iququzelele ukulungiswa kwe "Izikhokelo zeSiqendu sokuQala sokuSebenza kweZixhobo eziNtsha eziPhambili" (emva koku kuthiwa yi "Catalogue"). Ibhetshi yokuqala yezinto ezintsha kukuthengwa kwezinto ezintsha zezinto ezahlukeneyo kunye neenkcukacha zobugcisa kwiKhathalogu kunyaka wokuqala. Ixesha apho umsebenzisi aqala ukuthenga imveliso entsha ngexesha lokuqinisekiswa kweKhathalogu kukubalwa kwexesha lokuqala lonyaka wokuqala. Ishishini elivelisa ibhetshi yokuqala yezinto ezintsha yinkxaso yomgaqo-nkqubo wembuyekezo ye-inshurensi. Iinkampani ezisebenzisa ibhetshi yokuqala yezinto ezitsha ngabaxhamli be-inshurensi. Ikhathalogu iya kulungelelaniswa ngokuguquguqukayo ngokusekelwe kuphuhliso loshishino olutsha lwemathiriyeli kunye nomsebenzi wokulinga. Izinto ezisetyenziswa kwiseti yokuqala yezixhobo ezisetyenziselwa ukonwabela ipolisi yembuyekezo ye-inshurensi azifakwanga kule polisi.
(2) Ukhuseleko lwe-inshurensi kunye nokhuseleko
IKhomishini yoLawulo lwe-Inshurensi yaseTshayina (CIRC) iya kukhokela iinkampani ze-inshorensi ukuba zibonelele ngokusesikweni umgangatho wemveliso yemveliso entsha kunye neemveliso ze-inshurensi yoxanduva lokhuseleko (emva koku kuthiwa yi-inshurensi yezinto ezintsha) ukuze kukhuthazwe izixhobo ezitsha, kunye nokuqinisekisa umngcipheko womgangatho wezinto ezintsha kunye nobungozi bobutyala. . Umngcipheko womgangatho wokubhalwa phantsi uqinisekisa ikakhulu umngcipheko wokutshintshwa okanye ukubuyiswa kwabasebenzisi bekhontrakthi ngenxa yeziphene kumgangatho wezinto ezintsha. Umngcipheko we-liability of underwriting ikakhulu uqinisekisa ilahleko yepropathi yomsebenzisi wekhontrakthi okanye umngcipheko wokwenzakala okanye ukufa ngenxa yeziphene zomgangatho wezinto ezintsha.
Umda wetyala kwibhetshi yokuqala ye-inshurensi yezinto ezintsha uya kumiselwa ngokusekelwe kwisixa sekhontrakthi yokuthenga kunye nesixa selahleko yetyala enokuthi ibangele kwimveliso. Ngokomgaqo, umda wetyala lenkxaso karhulumente awudluli amaxesha ama-5 kwisixa sekhontrakthi, kwaye ubuninzi abudluli kwi-500 yezigidi zeeyuan, kwaye izinga le-inshurensi ye-inshurensi ayidluli kwi-3%.
Khuthaza iinkampani ze-inshorensi ukuba zivelise izinto ezintsha kwaye zibonelele ngeemveliso ze-inshorensi ezifana ne-inshorensi yothutho lwempahla kunye nenye i-inshurensi yoxanduva ngokwemeko yokwenyani yamashishini, kwaye yandise ukhuseleko lwe-inshorensi.
(3) Indlela yokusebenza
1. Yazisa i-arhente ebhala phantsi. UMphathiswa wezoRhwebo, uShishino kunye neTekhnoloji yoLwazi kunye neSebe lezeMali leKomishoni yoLawulo lwe-Inshurensi yaseChina idwelise ngokucacileyo kwaye yabhengeza uluhlu lwamaqumrhu emarike ye-inshurensi.
2. Amashishini afakwe kwi-inshurensi ngokuzithandela. Ishishini elitsha lemveliso yezinto lithatha isigqibo sokuthenga i-inshurensi yezinto ezintsha ngokweyona meko yokuvelisa nokusebenza.
3. Faka isicelo senkxaso-mali yeprimiyamu. Inkampani yeinshorensi efanelekileyo inokufaka isicelo senkxaso-mali yenkxaso yeprimiyamu esembindini, kwaye isixa-mali senkxaso-mali yi-80% yentlawulo yonyaka ye-inshorensi. Ixesha le-inshorensi ngunyaka omnye kwaye inkampani inokuyihlaziya njengoko kufuneka. Ixesha lenkxaso-mali libalwa ngokwexesha langempela le-inshurensi, kwaye ngokomgaqo ayidluli iminyaka emi-3. I-premium subsidy ixhaswa ngenguqu ekhoyo yemizi-mveliso kunye nokuphuculwa (Yenziwe e-China ngo-2025) ngohlahlo lwabiwo-mali lwesebe loMphathiswa wezoShishino kunye noLwazi lwezoLwazi.
4. Ukuphucula ukusebenza ngokufanelekileyo. Iinkampani ze-inshorensi ezibandakanyekayo kumsebenzi wokulinga kufuneka ziphumeze ngononophelo iimfuno zoxwebhu olufanelekileyo, ziseke amaqela achubekileyo kwaye zikhawulezise amabango, zomeleze iinkonzo ze-inshorensi yezinto ezintsha, kwaye ngokuqhubekayo ziqokelela idatha ye-inshorensi, zandise izicwangciso ze-inshorensi, kwaye ziphucule ukuchongwa komngcipheko kumashishini kulo mmandla. ukuveliswa kunye nokusetyenziswa kwezinto ezintsha. Kwaye ukukwazi ukusombulula. Inkampani ye-inshorensi iya kusebenzisa ngokufanayo igatya lomzekelo ukwenza ishishini lokubhala phantsi (igatya lemodeli liya kukhutshwa ngokwahlukileyo).
Isikhokelo sebhetshi yokuqala yomsebenzi wokulinga i-inshurensi yesicelo semathiriyeli emitsha iya kukhutshwa ngokwahlukileyo yi-CIRC.
Okwesithathu, ilungiselelo lokulinga umsebenzi
(1) Ishishini elifaka isicelo senkxaso-mali yeprimiyamu liya kuhlangabezana nale miqathango ilandelayo:
1. Ibhaliswe kumhlaba weRiphabhlikhi yaBantu baseTshayina kwaye inesimo somntu osemthethweni ozimeleyo.
2. Ukuzibandakanya kwimveliso yezinto ezintsha ezidweliswe kwiKhathalogu.
3. Itekhnoloji engundoqo kunye namalungelo epropathi yomenzi wemveliso ngeemali zeprimiyamu yenkxaso-mali.
4. Yiba namandla ophuhliso olomeleleyo kunye noshishino kunye neqela lobugcisa.
(II) Isicelo senkxaso-mali yeprimiyamu iya kuququzelelwa ngokuhambelana nombutho wonyaka ukususela ekuqaleni kwe-2017, kwaye imali yemali iya kulungiselelwa ngendlela ye-post-subsidy. Iinkampani ezifanelekileyo zinokungenisa amaxwebhu esicelo njengoko kufuneka. Amashishini asekuhlaleni afaka isicelo kuMphathiswa wezoShishino kunye neTekhnoloji yoLwazi ngokusebenzisa amasebe afanelekileyo oshishino kunye neteknoloji yolwazi (emva koku ngokudibeneyo abizwa ngokuba ngabasemagunyeni bephondo kwimizi-mveliso kunye nokwazisa) kumaphondo abo (imimandla ezimeleyo, oomasipala ngokuthe ngqo phantsi koRhulumente oMkhulu, kunye nezixeko. kunye nezicwangciso ezahlukeneyo), kwaye amashishini aphakathi asebenza ngokuthe ngqo kwiSebe lezoShishino kunye nobuChwepheshe boLwazi. . UMphathiswa wezoShishino kunye neTekhnoloji yoLwazi, kunye neSebe lezeMali kunye neKhomishini yoLawulo lwe-Inshurensi yase-China, iphathise iKomiti yeNgcali yeeNgcali zeSizwe zoPhuhliso lweMpahla yoMathiriyeli ukuba iphonononge izixhobo zesicelo seshishini, iphonononge uluhlu lweengcebiso zeengcali, kwaye ilungiselele kwaye ikhuphe iprimiyamu. inkxaso-mali ngokwemigaqo yolawulo lohlahlo lwabiwo-mali.
(3) Ukuze wenze umsebenzi omhle ngo-2017, amashishini afakwe kwi-inshurensi ukususela kumhla wokupapashwa kwesaziso ukuya kutsho ngoNovemba 30, 2017 aya kungenisa izinto ezifanelekileyo ukususela ngoDisemba 1 ukuya kwi-15 (jonga uqhotyoshelweyo kwiimfuno ezithile). Isebe lephondo lemizi-mveliso kunye nolawulo lolwazi kunye namashishini aphakathi aza kungenisa izimvo zophicotho-zincwadi kunye nezixhobo ezifanelekileyo kwiSebe lezoShishino kunye nobuChwepheshe boLwazi (uMbutho woShishino lweMpahla eKhwezi) phambi komhla wama-25 kuDisemba, ukuze komelezwe ukongamela. Amanye amalungiselelo onyaka athile omsebenzi aya kubhengezwa ngokwahlukeneyo.
(4) Isebe lemizi-mveliso nelolwazi elinobuchule, amasebe ezemali, namasebe olongamelo lwe-inshorensi kuwo onke amanqanaba afanele anike ingqwalasela enkulu kuwo, enze umsebenzi omhle ekuququzeleleni, ekunxibelelaniseni nasekuvakaliseni nasekutolikeni umsebenzi, aze akhuthaze amashishini enkxaso ukuba awenze kakuhle umsebenzi wawo. i-inshurensi ngenkuthalo. Ngexesha elifanayo, kuyimfuneko ukuqinisa ukulawulwa kunye nokuhlolwa, ukuqinisekisa ngokunyanisekileyo ukunyaniseka kwezixhobo zesicelo, kunye nokuqinisa i-post-supervision and effect sampling yokusetyenziswa kwebhetshi yokuqala yezixhobo zokuqinisekisa ukusetyenziswa kweemali zemali. Amashishini kunye neenkampani zeinshorensi ezinezenzo zobuqhophololo ezifana ne-inshurensi yobuqhophololo kuya kufuneka ukuba zibuyise iimali zenkxaso-mali yenkxaso-mali zize ziziveze kwiwebhusayithi yamasebe amathathu.
Ixesha lokuposa: Sep-27-2019