Iwo madhipatimendi ane hunyanzvi eindasitiri uye ruzivo, madhipatimendi ezvemari (bureaus), iyo inishuwarenzi inodzora mahofisi emapurovhinzi, matunhu anozvitonga, makanzuru akananga pasi peHurumende yeCentral nemaguta ane zvirongwa zvakasiyana, uye akakodzera mabhizinesi epakati:
Kuti tiite kutumirwa kwese kweNational New Materials Industry Development Leading Group uye mabasa akakosha akakurudzirwa neNew Materials Industry Development Guide, uye kusimudzira kuitwa kweChina Kugadzira 2025, Ministry of Indasitiri neRuzivo Tekinoroji, Ministry of Finance. , uye China Insurance Regulatory Commission (inozozivikanwa semadhipatimendi matatu) yakafunga kumisa nyowani Batch rekutanga rezvinhu rinoshandiswa neinishuwarenzi yemuripo weinishuwarenzi (inozozivikanwa sechikamu chekutanga cheinishuwarenzi yezvigadzirwa zvitsva) uye mutyairi. basa rinoitwa. Nyaya dzakakodzera dzinoziviswa sezvinotevera:
Kutanga, nyatsonzwisisa kukosha kwekumisikidza yekutanga batch yeinishuwarenzi michina yezvinhu zvitsva
Zvishandiso zvitsva itsigiro uye hwaro hwekugadzirwa kwepamberi. Kuita kwayo, tekinoroji uye maitiro anokanganisa zvakananga kunaka kwechigadzirwa uye kuchengetedzwa kwekugadzirwa kweminda yakadzika senge ruzivo rwemagetsi nemidziyo yepamusoro. Mune yekutanga nhanho yezvinhu zvitsva zvinopinda mumusika, zvinodikanwa kuti uende kuburikidza nekureba kwenguva yekushandiswa kwekuongorora uye huwandu hukuru hwekudyara mari. Vashandisi vepasi vane dzimwe njodzi dzekutanga kushandiswa, izvo zvinotungamirira kune "kushandiswa kwezvinhu hazvina kunaka, zvigadzirwa hazvishandiswi", uye kugadzirwa uye kushandiswa hazvibatanidzi uye zvitsva. Matambudziko akadai sekusimudzira chigadzirwa uye matambudziko ekushandisa.
Gadzira batch yekutanga yeinishuwarenzi nzira yezvishandiso zvitsva, kutevedzera musimboti we "hutungamiriri hwehurumende, mashandiro emusika", chinangwa chekushandisa nzira dzemusika kugadzira hurongwa hwekushandiswa kwekudzivirira njodzi uye kugovana zvinhu zvitsva, uye kupaza. iyo yekutanga musika bhodhoro rekushandisa zvinhu zvitsva. Kumisikidza uye kuburitsa kudiwa kunoshanda kwezvigadzirwa zvitsva muindasitiri yepasi kwakakosha kukurumidza kushandura uye kushandiswa kwezvitsva zvekuvandudza zvinhu, kusimudzira shanduko yezvimiro zvechikamu chekugovera cheindasitiri yezvigadzirwa zvechinyakare, uye kuvandudza mwero webudiriro. yeindasitiri itsva yezvigadzirwa zveChina.
Chechipiri, iyo huru yemukati yekutanga batch yeinishuwarenzi michina yezvinhu zvitsva
(1) Pilot zvinhu uye chiyero
Bazi reIndasitiri neRuzivo rweTekinoroji rakaronga zvinhu zvitsva zveChina Kugadzira 2025 uye mauto nevanhuwo zvavo, uye vakaronga gadziriro ye "Nhungamiro Yekutanga Batch Kushandiswa Kwezvinhu Zvitsva Zvitsva" (inozonzi "Catalogue"). Batch rekutanga rezvishandiso zvitsva kutenga kwezvinhu zvitsva zvemhando dzakasiyana uye hunyanzvi hwekuita muCatalog mugore rekutanga. Iyo nguva iyo mushandisi anotanga kutenga chigadzirwa chitsva panguva yechokwadi yeCatalog ndiyo kuverenga kwekutanga kwegore rekutanga. Bhizinesi rinogadzira batch yekutanga yezvinhu zvitsva ndicho chinhu chekutsigira cheinishuwarenzi yemuripo. Makambani anoshandisa batch yekutanga yezvinhu zvitsva ndivo vanobatsirwa neinishuwarenzi. Iyo Catalog ichagadziriswa zvine simba zvichienderana nekuvandudzwa kweindasitiri yezvishandiso zvitsva uye basa rekutyaira. Zvishandiso zvinoshandiswa mukutanga seti yemidziyo inoshandiswa kunakidzwa nemutemo wekubhadharisa inishuwarenzi haina kuvharwa nepolicy iyi.
(2) Inishuwarenzi yekuvhara uye kuvhara
Iyo China Insurance Regulatory Commission (CIRC) ichatungamira makambani einishuwarenzi kuti ape yakasarudzika zvigadzirwa zvemhando yezvigadzirwa zvemhando uye kuchengetedzwa kweinishuwarenzi zvigadzirwa (zvino zvinozonzi seinishuwarenzi nyowani) yekusimudzira zvinhu zvitsva, uye kuisa inshuwarisi yemhando yemhando yenjodzi uye njodzi dzemhosva. . Njodzi yemhando yekunyora pasi inonyanya kuvimbisa njodzi yekutsiviwa kana kudzoka kwevashandisi vekondirakiti nekuda kwekukanganisa kwemhando yezvigadzirwa zvitsva. Njodzi yemhosva yekunyora pasi inonyanya kuvimbisa kurasikirwa kwemidziyo yemushandisi wekondirakiti kana njodzi yekukuvara kana kufa nekuda kwekukanganisa kwemhando yezvinhu zvitsva.
Muganhu wechikwereti chebatch yekutanga yeinishuwarenzi yezvinhu zvitsva ichatemwa zvichienderana nehuwandu hwekondirakiti yekutenga uye huwandu hwekurasikirwa kwemhosva kunogona kubva pachigadzirwa. Muchidimbu, muganho wechikwereti cherubatsiro rwehurumende haupfuure kashanu huwandu hwekondirakiti, uye huwandu hahupfuuri 500 miriyoni yuan, uye inshuwarisi yeprimiyamu isingapfuure 3%.
Kurudzirai makambani einishuwarenzi kuti atange uye ape zvigadzirwa zveinishuwarenzi zvakaita seinishuwarenzi yekutakura mitoro uye imwe inishuwarenzi yemhosva zvinoenderana nemamiriro chaiwo emabhizinesi, uye kuwedzera kuvharwa kweinishuwarenzi.
(3) Maitiro ekushanda
1. Zivisai sangano rekunyora pasi. Bazi reCommerce, Indasitiri neRuzivo rweTekinoroji uye Bazi reMari reChina Inishuwarenzi Regulatory Commission rakanyora zvakajeka uye rakazivisa rondedzero yemisika yeinishuwarenzi.
2. Mabhizinesi anozvipira insured. Iyo nyowani yekugadzira zvinhu bhizinesi inosarudza kana kutenga inshuwarisi yezvinhu zvitsva zvinoenderana nemamiriro chaiwo ekugadzira uye kushanda.
3. Nyorera mari yerubatsiro rwekutanga. Kambani yeinishuwarenzi inokodzera inogona kunyorera yepakati yemari premium subsidy fund, uye mari yerubatsiro i80% yemubhadharo wepagore weinishuwarenzi. Nguva yeinishuwarenzi igore rimwe uye kambani inogona kuivandudza sezvinodiwa. Nguva yekubatsira inotarwa maererano nenguva chaiyo yeinishuwarenzi, uye musimboti haipfuuri makore matatu. Rubatsiro rwekutanga rwunopihwa mari kuburikidza neshanduko yeindasitiri iripo uye kusimudzira (Yakagadzirwa muChina 2025) kuburikidza nebhajeti redhipatimendi reBazi reIndasitiri neRuzivo rweTekinoroji.
4. Kuvandudza kushanda kwakakwana. Makambani einishuwarenzi ane chekuita nebasa rekutyaira anofanirwa kuita zvine chekuita negwaro zvinodiwa, kumisa zvikwata zvehunyanzvi uye nekukasira zvichemo, kusimbisa mabasa matsva einishuwarenzi, uye kuramba vachiunganidza data reinishuwarenzi, kugadzirisa zvirongwa zveinishuwarenzi, nekuvandudza kuzivikanwa kwenjodzi yemabhizinesi mumunda. yekugadzirwa kwezvinhu zvitsva uye kushandiswa. Uye kukwanisa kugadzirisa. Kambani yeinishuwarenzi ichashandisa zvakafanana chirevo chemuenzaniso kuita bhizinesi rekunyora pasi (iyo modhi ndima ichapihwa zvakasiyana).
Nhungamiro yebhechi rekutanga rekushandisa inishuwarenzi yebasa rekutyaira yezvinhu zvitsva ichapihwa zvakasiyana neCIRC.
Chechitatu, hurongwa hwebasa rekutyaira
(1) Bhizinesi rinonyorera mari yerubatsiro rwekutanga rinosangana nemamiriro anotevera:
1. Yakanyoreswa munharaunda yePeople's Republic of China uye ine chimiro chemunhu akazvimirira wepamutemo.
2. Kubatanidzwa mukugadzirwa kwezvinhu zvitsva zvakanyorwa muCatalogue.
3. Iyo yakakosha tekinoroji uye kodzero yezvivakwa zvezvigadzirwa zvine mari yerubatsiro rwepremium.
4. Iva nekusimudzira kwakasimba uye kugona kwemaindasitiri uye timu yehunyanzvi.
(II) Chikumbiro chemari yekubhadhara mari yekutanga icharongwa maererano nesangano repagore kubva pakutanga kwe2017, uye mari yezvemari icharongwa nenzira yekumashure-rubatsiro. Makambani anokodzera anogona kuendesa magwaro ekunyorera sezvinodiwa. Mabhizinesi emuno anonyorera kuBazi reIndasitiri neRuzivo rweTekinoroji kuburikidza nemadhipatimendi ane hunyanzvi eindasitiri uye ruzivo tekinoroji (apa anozozivikanwa sezviremera zveprovince-level maindasitiri neruzivo) mumatunhu avo (matunhu anozvitonga, makanzuru ari pasi peHurumende yeCentral, nemaguta. nezvirongwa zvakasiyana), uye mabhizinesi epakati anoshanda zvakananga kuBazi reIndasitiri uye Ruzivo rweTekinoroji. . Bazi reIndasitiri neRuzivo rweTekinoroji, pamwe nebazi rezvemari neChina Insurance Regulatory Commission, vakapa National New Materials Industry Development Expert Advisory Committee kuti iongorore mashandisirwo emakambani, kuongorora rondedzero yezvinokurudzirwa nenyanzvi, uye kuronga nekupa mari inobhadharwa. mari yerubatsiro zvinoenderana nehurongwa hwekutarisira bhajeti.
(3) Kuti uite basa rakanaka muna 2017, mabhizinesi akave neinishuwarenzi kubva pazuva rekuburitswa kwechiziviso kusvika munaNovember 30, 2017 achaendesa zvinhu zvakakosha kubva muna Zvita 1 kusvika 15 (ona zvakabatanidzwa kune zvakananga zvinodiwa). Madhipatimendi eprovince maindasitiri neruzivo rwekutarisira ruzivo nemabhizinesi epakati achaendesa maonero ekuongorora uye zvinhu zvakakosha kuBazi reIndasitiri neRuzivo rweTekinoroji (Sangano reRaw Materials Indasitiri) pamberi paZvita 25, kuitira kusimbisa hutongi. Dzimwe gadziriro dzegore negore dzebasa chairo dzichaziviswa zvakaparadzana.
(4) Madhipatimendi ane ruzivo rweindasitiri uye ruzivo, madhipatimendi ezvemari, uye madhipatimendi einishuwarenzi pamatanho ese anofanirwa kukoshesa zvakanyanya kwazviri, kuita basa rakanaka mukuronga, kuronga, nekuzivisa nekududzira basa, uye kukurudzira mabhizinesi ekutsigira active insure. Panguva imwecheteyo, zvinodikanwa kusimbisa kutarisisa uye kuongorora, kunyatsoongorora chokwadi chezvishandiso zvekushandisa, uye kusimbisa mushure mekutarisa uye mhedzisiro sampling yekushandiswa kwekutanga batch yezvishandiso kuve nechokwadi chekushandiswa kwemari yemari. Mabhizinesi nemakambani einishuwarenzi ane hutsotsi hwakadai seinishuwarenzi yehutsotsi anozodiwa kuti adzore mari yerubatsiro rwemari nekuiburitsa pachena pawebhusaiti yemapazi matatu aya.
Nguva yekutumira: Sep-27-2019